FAQ

Common frequently asked questions are provided below.
 

Are Preferred rates available to me if I qualify?
ExpressCarLoan.com welcomes all customers, and has a 98% approval rate. Preferred rates AREA AVAILABLE for customers that qualify. Contact us to find out details.
 

How long is the approval process?
The approval process is almost immediate. Just complete the online application and one of our credit managers will contact you.
 

Does it cost anything?
Our service is completely FREE. Just apply online; no matter if you have great or not so great credit.
 

Is my privacy protected?
Yes! We do not sell lists or any of your personal information to any 3rd party. Your privacy is protected.
 

What if I have BAD credit?
Our credit experts will work with anyone. If your credit is not so good, our managers will work with you to get you approved.
 

What will my rate be?
We work with many different lenders and banks. We will work with you to get the absolute lowest rate possible.
 

How much do I need to put down? Can I buy a vehicle with nothing down?
Believe it or not, many of our customers can drive away with a new vehicle with absolutely no down payment. Again, we will match the out of pocket expense you have budgeted with the best car finance source we can.
 

Is it safe to submit my private information over the Internet?
Absolutely! We use Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized parties from viewing any personal loan application information transmitted to or from our website during your visit. Our servers are housed in a secure physical environment, and our network is secured with state of the art Intrusion Prevention devices.
 

I have been turned down over and over, how do I know you can get me approved?
We are the best, period! We have years of expertise, and relationships that no other auto finance company does. As long as you have a steady job and a driver's license, the rest is just details. Remember, car loans are negotiable, just like car prices. Which means there is a fit for everyone. At the end of the day, if we can’t help you, then it's because no one car.
 

 
Express Car Loans - Frequently Asked Questions
We have a 98% approval rate - what are you waiting for - Apply Now!